Privacy policy.
In November of 1999, Congress enacted the Gramm-Leach-Bliley Act (GLBA). The GLBA requires certain financial institutions, such as investment adviser firms, to protect the privacy of customer information. In situations where a financial institution does disclose customer information to non-affiliated third parties, other than permitted or required by law, customers must be given the opportunity to opt out or prevent such disclosure. Nisonoff & Quadrel Investment Management LLC does not share or disclose customer information to non-affiliated third parties except as permitted or required by law.
Nisonoff & Quadrel Investment Management LLC is committed to safeguarding the confidential information of its clients. Nisonoff & Quadrel Investment Management LLC holds all personal information provided by clients in the strictest confidence and it is the objective of Nisonoff & Quadrel Investment Management LLC to protect the privacy of all clients. Except as permitted or required by law, Nisonoff & Quadrel Investment Management LLC does not share confidential information about clients with non-affiliated parties. In the event that there were to be a change in this policy,Nisonoff & Quadrel Investment Management LLC will provide clients with written notice and clients will be provided an opportunity to direct Nisonoff & Quadrel Investment Management LLC as to whether such disclosure is permissible.
To conduct regular business, Nisonoff & Quadrel Investment Management LLC may collect personal information from sources such as:
Information reported by the client on applications or other forms the client provides to Nisonoff & Quadrel Investment Management LLC
Information about the client’s transactions implemented by Nisonoff & Quadrel Investment Management LLC or others
Information developed as part of financial plans, analyses or investment advisory services
To administer, manage, service and provide related services for client accounts, it is necessary for Nisonoff & Quadrel Investment Management LLC to provide access to customer information within the firm and to non-affiliated companies, (optional to include examples of outside firms), with whom Nisonoff & Quadrel Investment Management LLC has entered into agreements. To provide the utmost service, Nisonoff & Quadrel Investment Management LLC may disclose the information below regarding customers and former customers, as necessary, to companies to perform certain services on Nisonoff & Quadrel Investment Management LLC’s behalf.
Information Nisonoff & Quadrel Investment Management LLC receives from the client on applications (name, Social Security number, address, assets, etc.)
Information about the client’s transactions with Nisonoff & Quadrel Investment Management LLC or others (account information, payment history, parties to transactions, etc.)
Information concerning investment advisory account transactions
Information about a client’s financial products and services transaction with Nisonoff & Quadrel Investment Management LLC
Since Nisonoff & Quadrel Investment Management LLC shares non-public information solely to service client accounts, Nisonoff & Quadrel Investment Management LLC does not disclose any non-public personal information about Nisonoff & Quadrel Investment Management LLC’s customers or former customers to anyone, except as permitted by law. However, Nisonoff & Quadrel Investment Management LLC may also provide customer information outside of the firm as required by law, such as to government entities, consumer reporting agencies or other third parties in response to subpoenas. In the event that Nisonoff & Quadrel Investment Management LLC has a change to its customer privacy policy that would allow it to disclose non-public information not covered under applicable law, Nisonoff & Quadrel Investment Management LLC will allow its clients the opportunity to opt out of such disclosure.